These Terms & Conditions ("Agreement") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and chemmanurcredits.com ("we", "us" or "our"), concerning your access to the website and use of the website : https:// chemmanurcredits.com ("Website") and the services we offer ("Services"). We may amend this Agreement at any time by posting the amended terms on our Website.