DISCLAIMER CLAUSE OF THE ISSUER Chemmanur Credits and Investments Limited (“Company”), subject to market conditions, and other considerations, is proposing a public issue of secured redeemable non-convertible debentures (“NCDs”) and has filed a prospectus dated February 18, 2026 (“Prospectus”) with the Registrar of Companies, Kerala & Lakshadweep (“RoC”), BSE Limited (“BSE”) and Securities and Exchange Board of India (“SEBI”). The Prospectus is available on the website of the Company at www.chemmanurcredits.com, on the website of BSE at www.bseindia.com, on the website of the lead managers at https://www.vivro.net/, and on the website of SEBI at www.sebi.gov.in. Investors proposing to participate in the Issue should invest only on the basis of the information contained in the Prospectus. Investors should note that investment in the NCDs involves a high degree of risk and for details in relation to the same, refer to the Prospectus, including the section titled “Risk Factors” and “Material Developments” beginning on page 17 and 113 respectively of the Prospectus.

DISCLAIMER CLAUSE OF SEBI It is to be distinctly understood that filing of the Prospectus to the Securities and Exchange Board of India (“SEBI”) should not in any way be deemed or construed that the same has been cleared or approved by SEBI. SEBI does not take any responsibility either for the financial soundness of any scheme or the project for which the issue is proposed to be made or for the correctness of the statements made or opinions expressed in the Prospectus. The Lead Manager, Vivro Financial Services Private Limited, has certified that the disclosures made in the Prospectus are generally adequate and are in conformity with the SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021 in force for the time being. This Requirement is to facilitate investors to take an informed decision for making investment in the proposed issue.

DISCLAIMER CLAUSE OF BSE It is to be distinctly understood that the permission given by BSE should not, in anyway, be deemed or construed that the Prospectus has been cleared or approved by BSE nor does it certify the correctness or completeness of any of the contents of the Prospectus. The investors are advised to refer to the Prospectus for the full text of the disclaimer clause of the BSE on page 149 of the Prospectus.

DISCLAIMER CLAUSE OF USE OF BSE ELECTRONIC PLATFORM It is to be distinctly understood that the permission given by the BSE to use their network and software of the online system should not in any way be deemed or construed as compliance with various statutory requirements approved by the BSE; not does it in any manner warrant, certify or endorse the correctness or completeness of any of the compliance with the statutory and other requirements nor does it take any responsibility for the financial or other soundness of this Company, its promoters, its management or any scheme or project of this Company.

DISCLAIMER CLAUSE OF RBI  The Company is having a valid certificate of registration dated June 10, 2010 bearing registration no. N-16-00185 issued by the Reserve Bank of India (“RBI”) under Section 45 IA of the Reserve Bank of India Act, 1934. However, RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the Company and for repayment of deposits/discharge of liability by the Company.